Health Care Reform Proposals

For a comparison of the current health care reform proposals from the three Congressional committees, go to www.kff.org/healthreform/sidebyside.cfm. The current proposals generally focus on forced coverage for employees, with penalties for employers who do not comply. For example, House Democrats propose a penalty of 8% of payroll for employers who fail to fund 65% of employee insurance premiums. Small employers would be exempt – depending on the proposal, a ‘small employer’ could mean fewer than 25 employees, or total payroll less than $250,000. The plans would also require all individuals to have insurance, or face penalties.